Archive for January 2016

Should Visa and MasterCard be scared of Apple and Google?

If Visa and MasterCard are the toll roads for payments between consumers and merchants, then Apple Pay and Android (Google) Pay are the new class of on-ramps. The risk for Visa and MasterCard is that Apple and Google eventually activate the corresponding exits that deliver payments from the payers (consumers) to the payees (merchants) and…

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7 ways to improve your merchant acquiring bottom line

Is competition, churn and increasing cost hurting the bottom line of your merchant acquiring business? Are you struggling to differentiate your offering from a swathe of “me too” competitors, or worse, looking pale by comparison with emerging fintech startups? If so, you are not alone. Merchant acquirers everywhere are feeling the heat and searching for…

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Is Dynamic Currency Conversion dead?

Many acquirers, merchants and even some cardholders will be well aware of Dynamic Currency Conversion or DCC as it’s commonly referred to. DCC involves a cardholder being offered the choice to choose their own currency during an international Visa or MasterCard transaction at the point of sale, as opposed to the normal process which does…

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Welcome to the (payments) revolution

Are you ready for the challenges and opportunities that the “fintech” wave is bringing to the world of payments? Are you a traditional bank, acquirer or processor looking to navigate the stormy waters ahead? The payments revolution is upon us and the pace of change continues to accelerate. Disruption and innovation will create enormous value for some…

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